Morocco Net Salary Calculator 2026 (Take-Home Pay & IR Tax)
Calculate your net monthly take-home salary in Morocco after CNSS pension (4.48%), AMO health insurance (2.26%), professional deductions, and progressive IR income tax in MAD.
Morocco · Net Salary Calculator Morocco
منهجية الحساب
Comprehensive Moroccan payroll calculator compliant with the 2025/2026 General Tax Code (CGI): calculates gross salary, legal seniority bonus (prime d'ancienneté), CNSS ceiling (6,000 MAD), uncapped AMO, professional expenses deduction (35% up to 2,916.67 MAD/month), progressive IR tax brackets (0% to 38%), family tax deductions, and employer social charges.
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البيانات والمدخلات
تعتمد هذه الحاسبة على المدخلات واللوائح والسلالم الرسمية المعمول بها.
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أساس الصيغة الحسابية
يتم تطبيق الصيغ والسلالم الضريبية والاجتماعية المعتمدة رسمياً بشفافية تامة.
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النتيجة المقدرة
منصة AfricalHub منصة مستقلة ولا تتبع أي جهة حكومية. جميع الحسابات للأغراض التقديرية والتخطيط المالي الشخصي.
Official Moroccan Progressive Income Tax (IR) Monthly Brackets
| Monthly Taxable Base (MAD) | Marginal Tax Rate (%) | Deduction Formula (MAD) |
|---|---|---|
| 0 – 2,500.00 MAD | 0% (Exempt) | 0.00 |
| 2,500.01 – 4,166.67 MAD | 10% | (Taxable Base × 10%) - 250.00 |
| 4,166.68 – 5,000.00 MAD | 20% | (Taxable Base × 20%) - 666.67 |
| 5,000.01 – 6,666.67 MAD | 30% | (Taxable Base × 30%) - 1,166.67 |
| 6,666.68 – 15,000.00 MAD | 34% | (Taxable Base × 34%) - 1,433.33 |
| Above 15,000.00 MAD | 38% | (Taxable Base × 38%) - 2,033.33 |
المصادر واللوائح الرسمية
البيانات والمدخلات
تعتمد هذه الحاسبة على المدخلات واللوائح والسلالم الرسمية المعمول بها.
الأسئلة الشائعة (FAQ)
How is net take-home salary calculated in Morocco in 2026?
Net salary is calculated by subtracting employee social contributions (CNSS 4.48% capped at 268.80 MAD, and AMO 2.26% uncapped) and progressive Impôt sur le Revenu (IR) from your gross taxable earnings.
What is the CNSS contribution ceiling in Morocco?
The employee CNSS pension contribution is 4.48% capped at a monthly salary ceiling of 6,000 MAD, meaning the maximum monthly employee deduction is 268.80 MAD. AMO (2.26%) is not capped.
What are the Moroccan income tax (IR) brackets?
Monthly progressive IR brackets are: 0 to 2,500 MAD (0%), 2,501 to 4,166.67 MAD (10%), 4,166.68 to 5,000 MAD (20%), 5,001 to 6,666.67 MAD (30%), 6,666.68 to 15,000 MAD (34%), and above 15,000 MAD (38%).
What is the professional expenses deduction (frais professionnels)?
Employees benefit from an automatic tax deduction of 35% on taxable gross pay, capped at 35,000 MAD per year (2,916.67 MAD per month).