Savings Calculator Morocco
Calculate savings growth on Moroccan bank term deposits (DAT) and passbook accounts with TPPA tax in MAD.
Savings Calculator Morocco
Methodology
Simulate growth on Moroccan bank savings accounts (Compte sur Carnet) and fixed term deposits (Dépôt à Terme - DAT). Features regular monthly deposits, annual bank yield, and statutory 20% or 30% withholding tax on fixed-income yields (TPPA).
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User-provided inputs
This calculator uses only the values you enter. It does not automatically apply tax law, statutory deductions, lender fees, or live exchange rates.
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Formula basis
The formula is shown openly and no country rate is inserted automatically.
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Your estimate
AfricalHub is an independent private platform not affiliated with any government agency. Calculations are for educational planning only. Verify official filings with the relevant revenue authority or a qualified professional.
Sources
User-provided inputs
This calculator uses only the values you enter. It does not automatically apply tax law, statutory deductions, lender fees, or live exchange rates.
Frequently asked questions
What is the withholding tax on bank savings interest in Morocco?
Interest earned on bank deposits and savings accounts is subject to the Taxe sur les Produits de Placements à Revenu Fixe (TPPA), withheld at source by banks at 20% or 30% under the CGI.
What are the typical interest rates for passbook savings (Compte sur Carnet) in Morocco?
Bank Al-Maghrib sets minimum indexed rates for Compte sur Carnet, typically fluctuating between 2.0% and 3.0% per annum, while fixed-term deposits (DAT) can offer higher negotiated rates.