Telebirr and CBE Birr Fee Calculator Ethiopia 2026
Calculate official money transfer fees, cash-out agent withdrawal charges, bank transfer tariffs, and merchant payments for Ethio Telecom Telebirr (*127#) and Commercial Bank of Ethiopia CBE Birr (*847#) in Ethiopian Birr (ETB).
Telebirr and CBE Birr Fee Calculator Ethiopia
Methodology
Mobile financial service fees in Ethiopia are regulated by the National Bank of Ethiopia (NBE) and operator tariff schedules. Telebirr charges tiered fees for peer-to-peer (P2P) transfers (free up to 25 ETB, graduated from 1 to 20 ETB), agent cash withdrawals (2 ETB up to 50 ETB, scaling to 50 ETB for 10,000 ETB, and 0.6% capped for higher sums), and commercial bank transfers (5 to 25 ETB). CBE Birr features free intra-CBE transfers and standard agent withdrawal commission tiers. The reverse calculator helps senders calculate the exact gross amount so recipients receive their intended net funds after cash-out fees.
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User-provided inputs
This calculator uses only the values you enter. It does not automatically apply tax law, statutory deductions, lender fees, or live exchange rates.
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Formula basis
The formula is shown openly and no country rate is inserted automatically.
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Your estimate
AfricalHub is an independent private platform not affiliated with any government agency. Calculations are for educational planning only. Verify official filings with the relevant revenue authority or a qualified professional.
2026 Telebirr Official Tariffs & Fee Schedule Table
| Transaction Bracket (ETB) | P2P Send Fee (ETB) | Agent Cash-Out Fee (ETB) | Bank Transfer Fee (ETB) |
|---|---|---|---|
| 1 – 25 ETB | Free (0 ETB) | 2.00 ETB | 5.00 ETB |
| 26 – 100 ETB | 1.00 ETB | 3.00 ETB | 5.00 ETB |
| 101 – 500 ETB | 2.00 ETB | 7.00 ETB | 5.00 ETB |
| 501 – 1,000 ETB | 4.00 ETB | 14.00 ETB | 8.00 ETB |
| 1,001 – 3,000 ETB | 7.00 ETB | 25.00 ETB | 12.00 ETB |
| 3,001 – 5,000 ETB | 10.00 ETB | 35.00 ETB | 12.00 ETB |
| 5,001 – 10,000 ETB | 15.00 ETB | 50.00 ETB | 18.00 ETB |
| Above 10,000 ETB | 20.00 ETB | 0.6% (Max 100 ETB) | 25.00 ETB |
Sources
User-provided inputs
This calculator uses only the values you enter. It does not automatically apply tax law, statutory deductions, lender fees, or live exchange rates.
Frequently asked questions
How much does Telebirr charge to send money in Ethiopia?
Sending money from Telebirr to another Telebirr user is free for amounts up to 25 ETB. For 26–100 ETB the fee is 1 ETB; 101–500 ETB is 2 ETB; 501–1,000 ETB is 4 ETB; 1,001–3,000 ETB is 7 ETB; 3,001–5,000 ETB is 10 ETB; 5,001–10,000 ETB is 15 ETB; and transactions above 10,000 ETB are 20 ETB.
What are the cash-out agent fees when withdrawing money from Telebirr?
Agent withdrawal fees are: 2 ETB for up to 50 ETB; 3 ETB for 51–100 ETB; 7 ETB for 101–500 ETB; 14 ETB for 501–1,000 ETB; 25 ETB for 1,001–3,000 ETB; 35 ETB for 3,001–5,000 ETB; 50 ETB for 5,001–10,000 ETB; and approximately 0.6% (capped at 100 ETB) for amounts above 10,000 ETB.
How much does it cost to transfer money from Telebirr to a bank account?
Transfers from Telebirr to commercial banks (such as CBE, Awash, Dashen, Bank of Abyssinia) range from 5 ETB for small amounts up to 25 ETB for transfers above 10,000 ETB.
Are merchant payments free on Telebirr and CBE Birr?
Yes. Paying for goods, groceries, restaurant bills, fuel, and utility bills using Telebirr merchant QR codes or CBE Birr pay codes is 100% free for the customer.
What are the daily transaction limits for Telebirr accounts?
For Level 2 verified Telebirr accounts (linked to Ethiopian digital ID / Kebele ID), the daily transaction limit is 150,000 ETB, with a maximum single transaction limit of 75,000 ETB.